Water damage and mold from things like a burst pipe Explosions Snow and ice Falling objects like a tree branch While this covers much potential damage to your belongings, it doesn’t cover everything. For example, your renters policy usually does not include earthquake and flood damage. If you...
RELATED: Houston renters face more health hazards in apartments after sewage leak Attorney Eric Dick says most homeowners insurance policies cover water damage from sudden or accidental water discharge, storm-related damage, and accidental sewer backup. "You want to look at your policy and make sure...
Note that your renters insurance may cover certain types of water damage, even if you don’t have separate flood insurance. Say a windstorm knocks a tree through your window, letting in the rain. You’d likely have coverage for the subsequent damage to your stuff because most renters insuranc...
Most renters insurance companies allow you to choose how much reimbursement you’d receive for your belongings in the event of damage or theft: the actual cash value or the replacement cost of the item. What’s the difference? Actual cash value: Covers the equivalent of the value of your it...
Your comprehensive insurancedoes covercars that are damaged in a flood. As with water damage from rain, your car’s auto insurance covers flooding damage whether it’s caused by a strong rainstorm or a hurricane. Unlike your homeowners or renters insurance, you don’t need a separate flood in...
Insurance companies generally consider dealing with infestations to be a part of regular home maintenance, which they don't cover. Learn more about homeowners insurance and termite damage. Water damage Maybe. It depends on the type of water damage. Most home insurance policies won’t cover floods...
Renters insurance helps cover the damage or loss of personal property due to theft, fire, and other such hazards. It can also help cover you if a visitor gets injured or gets their property damaged within your home. Your insurance should cover the following events: ...
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Plan for the unexpected. Get a renters insurance quote today from USAA and protect your personal property from theft, fires, earthquakes and more.
Renters insurance is designed to protect tenants or renters. It covers the personal belongings and liability of the tenant. If a covered event such as theft, fire, or water damage damages or destroys the tenant's personal property, renters insurance can provide compensation for the loss. Landlord...