Those patients delayed outpatient visits for events such as cellulitis or angina, which led to higher-cost emergency-room visits when compared with a control group of equally matched patients in low-deductible plans, said Dr Wharam. The finding "might imply that more vulnerable high-deductible memb...
Hsu. 2009. "High-Deductible Health Insurance Plans: Efforst to Sharpen a Blunt Instrument." Health Affairs 28(4): 1145-1154. doi: 10.1377/hlthaff.28.4.1145Reed M, Fung V, Price M, et al. High-deductible health insurance plans: efforts to sharpen a blunt instrument. Health Aff. 2009;...
a顶峰 Crest [translate] aIs your health insurance plan a "high deductible plan" ($750 or higher)? 你的医疗保险计划是一个“高可扣除的计划” (750 美元或更高 )? [translate] 英语翻译 日语翻译 韩语翻译 德语翻译 法语翻译 俄语翻译 阿拉伯语翻译 西班牙语翻译 葡萄牙语翻译 意大利语翻译 荷兰语翻译...
Catastrophic health insurance plans balance low premium costs with coverage for the worst possible medical problems. This is a type of high-deductible health plan for people under 30 or those who qualify for a “hardship” exemption. Catastrophic plans are designed to protect you in a worst-case...
High-Deductible Health Plan With or Without a Health Savings Account Similar to a catastrophic plan, you may be able to pay less for your insurance with a high-deductible health plan (HDHP). With an HDHP, you may have: One of these types of health plans: HMO, PPO, EPO, or POS ...
High-deductible health plansrequire you to pay for all healthcare services out of pocket until the annual deductible has been met, at which point your plan’s benefits kick in and you will then become responsible for only your coinsurance amount. Again, as with all health insurance coverage, ...
Some plans do not cover the cost of prescription drugs until you meet your plan’s annual deductible. According to the Kaiser Family Foundation, the average Affordable Care Act (ACA) plan deductible for 2024 was $3,057. So, pay attention to plans that require you to meet a deductible b...
Financial protection afforded by employer-sponsored health insurance: current plan designs and high-deductible health plans. This article provides the first national estimates of actuarial values and out-of-pocket spending from the era of nonrestrictive managed care that began in... R Mcdevitt,J Gab...
Some plans come with higher deductibles. These are calledhigh-deductible health plans (HDHPs). They come with minimum deductibles of $1,400 for individuals and $2,800 for family plans in 2022 and generally require lower monthly premiums. For 2023, the minimum deductibles are $1,500 for indiv...
High-deductible health plans offer a unique advantage in that if you have one, you're permitted to open—and contribute pretax income to—ahealth savings account, which can be used to pay for qualified medical expenses. These plans offer a triple tax benefit in that:19 ...