If you qualify for no medical exam life insurance, you can get coverage up to $2 million. That sounds like a lot—and it is. But you’ll need10–12 times your annual salary in term life insuranceto make sure your family can replace your income if something happens to you. So, if y...
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You still must fill out a medical history questionnaire. The insurance company can deny your application if your medical history is concerning or if you haven’t seen a doctor recently. For example, insurance companies can ask if you have high blood pressure when getting no medical exam term ...
2. No Medical Exam Life Insurance These life insurance policies are for those who can qualify without a medical exam. Herein, the insurer will only ask you questions regarding your health to determine your history and assess the risk they will be taking by insuring you. In such cases, they ...
A no-exam policy may be best if you need term life insurance fast. In most cases, you can buy life insurance online with no medical exam quickly, but cost and speed don’t go hand in hand. You’ll pay more for the convenience of getting quick coverage....
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Hate Medical Exams: If you know you are healthy and simply don’t want to take an exam, the No Medical exam is a product that is perfect for you. The insurance companies will ask you questions on the application and you should be able to answer No to the various questions. ( I revie...
Traditionally, life insurance requires a medical exam to qualify for a policy. However, there is a way for you to obtain life insurance with no medical exam. Let’s take a look over the types of no medical exam life insurance: Simplified Issue The simplified issue option for obtainin...
Penn Mutual is also an excellent choice for those with high-coverage needs. The company offers $7.5 million in coverage to very healthy applicants up to age 65 without a medical exam. This is the highest no-exam limit we've seen, and the highest age limit we've seen for no-...
Best Life Insurance for People Over 50 Besides all of the things that make this a great policy for applicants of any age, we like that Nationwide offers no-medical-exam coverage of up to $1.5 million. It also has a final expense policy with no minimum issue age and a coverage limit of...