With COVID-19, paramedic home visits to conduct medical exams have become highly undesirable—especially for a “pushed” product that is not immediately crucial to the customer. In this environment, risk assessment must shift toward more remote, data-driven mode...
The lockdowns and social isolation; the fear of contracting the virus and of losing a loved one; the disruption of jobs, careers and everyday activities; the yearning for a return to normalcy and greater financial security — these are the universal truths of the COVID-19 era. Insurers ...
A referral is needed when you need to see a specialist. However, like PPOs, you are also free to choose whether you wish to see specialists within or outside their network. You will have to take care of filing your own claims if you go to a doctor outside of the plan's network. W...
One of the most frequent questions we have heard from concerned Canadians planning southbound travel has been: “What about the AstraZeneca shot that was mixed in with my Moderna or Pfizer jab? Does that qualify as the approved second shot needed for full vaccination status?” That’s not a ...
How are Insurance Premiums for cars worked out? The “insurance company”gather large amounts of historical data so that the patterns of insurance payouts can be calculated accurately in case of a payout is needed. When you enter your individual details into the insurance company automated system...
Joseph Valenti, MD, an obstetrician and gynecologist in Denton, Texas, says he couldn’t perform surgery for 6 weeks, resuming only in mid-May, because Medicare deemed his procedures nonemergent. “We just can’t wait forever,” he said, noting that some of his patients needed to have pre...
and will not address every dispute or determine how much a business will be able to recover under a policy, the test case has previously been estimated to affect in the region of 8,500 claims and 3,700 policy holders so it has provided the urgent clarification and greater certain...
Our company is based on a “client first” philosophy and at Hershenberg & Stone-Walsh Insurance Services we recognize that insurance can be difficult to understand and we vow to take as much time as needed to explain the coverage and limitations to the policies that we present to YOU! We...
Balance Small Business believes that ‘Drones enable insurers to save time and to focus their resources where they are most needed. For example, suppose a massive flood occurs, causing destruction that extends across many square miles. They can plan their adjusting activities based on the data the...
摘要:The COVID-19-driven stock market crash in early 2020, as well as the recession following the financial crisis, generated sizeable operating losses for property–liability insurance companies. However, property–liability insurers were able to hold their capitalisation levels relatively stable during...