Short answer: liability and household insurances Germany is a country with a solid tradition in insurances. Apart from health insurance, themust-havesfor everyone living in Germany areliabilityandhousehold insurances. Both are useful for unforeseen events. ...
The personal liability insurance on your homeowners policy generally covers everyone in your household, including children and pets. Another part of your homeowners policy, medical payments coverage, can also help if someone gets hurt on your property. It's a "no-fault" coverage with relatively lo...
Liability car insurance is the minimum amount of coverage required by law in most states. Here's what it covers — and what it doesn't.
Do you need collision coverage for that old car, or is the mandatory liability coverage—the coverage that protects you when an accident is your fault—adequate? How about life insurance—is it necessary at this point? Those are the kinds of questions to ponder. What types of insurance are ...
lightning and hail (to name a few). Home insurance, on the other hand, includes protection for your home’s physical structure, your personal property, liability insurance and other coverage types. Bankrate’s insurance editorial team digs into hazard insurance to help you understand how it fits...
Personal liability insurance can cover medical costs, lost wages, and repair costs for the affected third party, as well as legal fees and court settlements if you are sued. It doesn’t apply to damage caused intentionally, nor does it cover injury to yourself or members of your household. ...
What Does Homeowners Liability Insurance Cover? The liability coverage section of your homeowners insurance protects your financial assets if you or another member of your household get sued and are found to be legally responsible for bodily injury or damage to another person's property. Homeowners...
Liability coverage:Financial protection if you’re at fault for an injury or damage to someone’s property that occurs in your home. Additional living expenses:Pays for food, housing and other costs if you have to relocate while your home is being repaired. ...
Mobile, modular, and manufactured home insurance companies allow policyholders to customize their policies through endorsements, which add supplemental coverage to a standard policy. The most common additional forms of manufactured home insurance include: Umbrella coverage: This adds increased liability cover...
Personal liability insurance, also known as "comprehensive personal liability (CPL) insurance," is a component of ahomeowners insuranceorumbrella insurance policythat protects you and members of your household against claims resulting from injuries and damage to other people or their property. It preven...