Apart from health insurance, the must-haves for everyone living in Germany are liability and household insurances. Both are useful for unforeseen events. Liability insurance covers you in cases of unintentional
There are two main types of coverage: liability-only and full coverage. While minimum insurance requirements vary from state to state, your decision about what type of insurance to get will depend on several factors such as your financial situation, your car’s value, your risk tolerance, your...
Household Insurance Provide all risk cover against any loss or damage caused by fire, flood, storm, tempest and all such perils as stated in the policy to the insured property. Household Insurance Learn More Marine Cargo Insurance Provided on an Open cover basis whereby the insurance cover...
Liability-only car insurance provides coverage for injury and damage you may cause, while full coverage adds coverage for damage to your vehicle. Each state has different requirements for the types and amounts of coverage that a driver is required to have in order to legally drive in that stat...
The premises to be insured must be built of and roofed with bricks, stones or concrete, and must have no illegal structure or outbuilding items or any household improvements made of glass, metal, plastic or the like (Not applicable to non-structural indoor items). An enforceable Tenancy Agree...
Personal liability insurance can cover medical costs, lost wages, and repair costs for the affected third party, as well as legal fees and court settlements if you are sued. It doesn’t apply to damage caused intentionally, nor does it cover injury to yourself or members of your household. ...
money. Some home insurance includes things such as travel insurance, legal liability insurance, and other perks. All these perks can save you a lot of money by eliminating the need for additional insurance and you should therefore always consider their value when you are looking for cheap ...
Personal liability insurance, also known as "comprehensive personal liability (CPL) insurance," is a component of ahomeowners insuranceorumbrella insurance policythat protects you and members of your household against claims resulting from injuries and damage to other people or their property. It preven...
Unlike excess insurance, umbrella insurance may have its own unique restrictions and exclusions. What does an umbrella policy cover? An umbrella policy could ease your fears if you face expensive liability claims, but it is important to understand what it does and does not cover. Most umbrella ...
If you entertain often, have children who like to host sleepovers, or if your home has a potentially dangerous feature, like a swimming pool or trampoline, your personal liability coverage could step in if someone who doesn’t live in your household was injured and you are found legally liab...