Michael Yaworsky, the current commissioner of the Florida Office of Insurance Regulation (FLOIR), said he couldn’t speak to the circumstances around Demotech entering the Florida market. In a very short time, however, Demotech went from having no business in Florida to rating at its peak wel...
Home insurance costs have continued to rise, but industry experts say the state’s insurance market is showing signs of improvement. One way to bring down your home insurance cost in Florida is to lower your risk of hurricane damage. Florida's "My Safe Florida Home" program provides grants ...
The article discusses the property insurance industry in Florida. According to Kevin McCarty, the state's insurance commissioner, the sinkhole claims in the property insurance industry could destabilize the state's insurance market. It states that to avoid sinkhole claims, insurers must seek the ...
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But insurance industry losses in Florida are affecting property coverage in the present, as well. Traditional insurers have pulled back from offering home policies in the state, especially in its more disaster-prone regions, with the insurer-of-last resort, Citizens Property Insurance Corp., and ...
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As the reform legislation neared passage, Citizens Property Insurance Corp. estimated that the changes would reduce statewide average rate need to 10.1% from 25.2%. The drop in rate need would be even more pronounced in South Florida, which Citizens described as the "epicenter" of the legal abu...
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