HO-2 Broad Form Policy Extended named peril coverage for single-family dwelling. $95 HO-3 Special Form Policy Standard homeowners insurance; open peril coverage for single-family dwelling. $101 HO-4 Renters Insurance Personal property coverage for renters. $15 HO-5 Comprehensive Form Policy Exte...
HO-2 policy:Provides theleast amount of protectionfor your home and belongings, but is potentiallymore affordable HO-5 policy:Provides themost complete protectionfor both your home and belongings, but is generallymore expensive HO-3 policy:The most common home insurance policy, this provides protect...
Homeowners insurance in the U.S. is broken down into 8 different types from HO-1 through HO-8 (HO-1 being the most basic form with very limited coverage; HO-8 being the highest coverage, typically for older homes and those registered as historic landmarks). An HO-3 policy is sufficien...
HO-6 vs. Renters Insurance: What You Need to Know [2025] Best Home Insurance Providers in 2025 (Your Guide to the Top 10 Companies)Free Insurance Providers Comparison Compare Insurance Providers Rates to Save Up to 75% Secured with SHA-256 EncryptionOur...
The panel will discuss recent trends in case law interpreting policy coverage and exclusions and guide counsel for policyho... Read More Individual Liability in Bad Faith Actions: Theories of Recovery, Defenses, Current Case La... August 16, 2018 • CLE • CLE On-Demand This CLE course...
HO-1Named peril HO-2Named peril HO-3Open peril HO-5Open peril Hazard insurance exclusions Even with an open-peril policy, you are not financially protected from everything.Exclusionswill depend on your policy and provider, but in general, you can expect that your home’s physical structure ...
Erie offers a standard HO-3 homeowners insurance policy that covers your dwelling, other structures on your property, your personal belongings and liability if someone gets hurt in your home. It is important that your insurance company offers enough coverage for your property needs. For example, ...
Condo insurance, or an HO-6 policy, provides financial protection similar to a homeowners policy, but with some key differences.
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