Tree roots:When underground pipes become entangled in strong tree roots, they can break and collapse, leading to sewer backups. Have slow drains and unusual noises checked as soon as you discover them in time to potentially prevent tree roots from damaging your sewer system. ...
Water Backup: This provides coverage for damage that results from backed-up pipes, sump pumps, or floor drains. The source of the backup is not covered, but damage to your home’s structure, like the floors or walls, and your belongings are covered up to $5,000 or $10,000. Foundatio...
If a major appliance or household system has a mechanical or electrical failure, this coverage can pay for repairs or replacement. Service line coverage. This endorsement pays for damage to underground pipes, wires or other lines that serve your home. Identity theft coverage. If someone steals ...
Damage to cables and underground pipes Fire and flood damage Subsidence damage (optional for commercial properties) Sourcing the damage and repairing any tank or pipe caused by a water leak Read about the important differences between home insurance and landlord insurance. 2 Fixtures and fittings ...
the bathrooms, caulk around showers and bathtubs to prevent leaks. Outdoors, clean out gutters and ensure downspouts drain an adequate distance away from the house, and plant trees away from the house to prevent root damage to the foundation, underground pipes, septic tanks, and sprinkler lines...
5. Nationwide: Best for water backup coverage (Tie) Not all renters insurance policies cover water damage caused by backed-up water or sewer mains, but Nationwide does allow you to opt in for this coverage. Nationwide includes coverage for any damage to additions or other improvements you’ve...
Unfortunately, that’s not so easy for households who have or are still experiencing the effects of winter-weather damage to their homes. Gilden Insurance owner Jerry Gilden said he has seen an increase in claims due to bursting water pipes this winter. “We have had a dramatic increase in ...
Some sinkholes are due to human activity in the landscape. Disused mines can collapse, and if sewers or pipes leak underground they can erode the ground underneath the surface over time. Does my home insurance cover sinkholes? Sinkholes aren't a problem for most UK homeowners, though if you...
for property damage, structural repairs, and your personal belongings. it may also cover your additional living expenses if you have to move temporarily due to an the earthquake. service line coverage also known as buried utility line coverage, this pays for damage to underground pipes or wiring...
That’s particularly the case foroil and gas companies. Hunting down energy resources often requires operating in difficult conditions and environments, searching far under the ocean or deep underground. Oil and gas are highly combustible, too, so digging for them can trigger explosions and fires ...