Whether renting heavy equipment for a commercial project or party equipment for a special event, rental equipment companies require you to purchase or show proof of insurance that protects them and their property. The company requires insurance that exempts them from liability claims, covers the cost...
If the rental contract includes a rental equipment damage waiver, the loss or damage is covered by the waiver. If the contract does not include an LDW, the renting client will be responsible for the cost of the loss or damage.An LDW is a good protection, but it’s not insurance. Most...
General wear and tear: This includes breakdowns of your home appliances and problems with electronic equipment. Accidental damage: Some home contents insurance policies will not cover accidental damage. You can decide whether you want to add it on to your policy if this is the case. Accidental ...
Exercise equipment for a home gym Jewelry and furs Firearms Silverware and goldware Sports equipment Musical instruments Watercraft and trailers Having high-value items can dramatically increase the overall value of your possessions, so it’s essential to understand what you own. You should also let ...
Insurance For Business Moving your office? Shipping inventory? Transporting your customers’ goods? Whether you’re moving your own property or equipment or transporting valuable inventory, we help protect your bottom line with smart, tailored insurance for your business or for your customers. Read ...
In the event of a repair resulting from a claim, you will receive the brand name original equipment manufacturer (OEM) parts, regardless of how old your vehicle is. And, they come with a lifetime guarantee. See more Hanover Prestige Auto coverages and benefits ...
A good equipment insurance policy should also cover tools and equipment that you are renting. Pollution Liability Insurance This policy will provide third-party coverage for claims related to pollution. Pollution conditions, whether sudden or gradual or accidental, can lead to property damage and bodil...
Covers loss of rental income and provides emergency cash for your immediate needs. Renting out part of or your entire home can be a source of additional income, but accidental damage to your property can render it uninhabitable. The sooner your property is made safe to live in again, the so...
Also, if you have any unusually expensive or valuable items, such as high-end electronic equipment, fine jewelry, musical instruments, or an important collection of art and antiques, you may need to purchasefloater insurancein the form of ariderto cover these items. In addition, a separate ri...
Extra Coverage Options: Farmers offers additional features such as identity theft protection and coverage for equipment breakdowns. Claims Management: Farmers earns acclaim for its prompt and effective handling of claims. Cons: Elevated Expenses: Certain homeowners might perceive Farmers’ premiums as highe...