Keep Your Household Plumbing in Tip-Top Shape Check with your specific policy so you know for sure what is covered, what isn't, and whether the insurer provides for things like remediation of mold damage that results from a plumbing leak. To schedule an inspection of your pipes or to...
What Causes Pipes to Burst? A variety of factors can cause a pipe to burst inside a home. Some of these can occur no matter where you live, while others depend on your location. It’s important to ensure that your pipes and plumbing are well-maintained to try to prevent a pipe burst...
View more flooding, burst pipes and subsidence guides Returning home after a flood Returning home after a flood » How to prevent plumbing leaks How to prevent plumbing leaks » Cracks in your walls Cracks in your walls » Underpinning Underpinning » Japanese knotweed Japanese knotweed »...
Pipes freezing Riots Smoke Theft Vandalism Volcanic eruptions Water damage from plumbing or HVAC overflow Water heater damage Learn more: HO-3 insurance HO–4 An HO-4 policy, also known as renters insurance, is intended for renters who want to insure their personal belongings and get additional...
In some cases, a sewer line may be beyond repair and requires complete replacement. This typically happens when the pipes are extensively damaged, collapsed, or have reached the end of their lifespan. Sewer line insurance can provide coverage for the costs associated with replacing the sewer line...
Homeowners insurance will pay in part or in full to repair or replace your house structure, belongings and even some improvements around your house like fences. It also pays for lawsuits or medical care for someone injured on your property. There are four main levels of homeowners coverage: act...
Maintaining your home’s roof, replacing worn-out flooring and tending to slow-leaking pipes are a few ways you can avoid large expenses that your insurance won’t cover. » MORE: Does homeowners insurance cover plumbing? 5. Infestations Bedbugs, termites, mice and other vermin are typically...
Homeowners insurance covers your house and belongings in case of events such as fires, hail, tornadoes and burst pipes. If one of these scenarios causes damage, your policy can pay to repair it. Homeowners insurance can also reimburse you for theft or vandalism of your belongings. But a homeo...
As mentioned, homeowners insurance, condo insurance and renters insurance policies may offer protection for plumbing-related water damage and water leaks, but they will not cover losses due to naturally occurring floods. This is because flooding is often devastating to an entire region, which can le...
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