Accidental damage cover With our Home and Home Plus policies, your underground cables, pipes and drains will be covered along with breakage and damage to fixtures and fittings (like windows, toilets and baths). We’ll also cover your mirrors and home entertainment equipment. Working from home We...
Typically, if the water damage is sudden and accidental, it would be covered. This can include situations like the following: Burst or leaking pipes. If a frozen pipe suddenly bursts, for example, your policy would typically cover it. However, if the accident is due to negligence, such as...
Water backup coverage:This endorsement provides coverage if your home’s sewer or water lines backup into the drain, toilets or showers from issues like clogged pipes or broken drains. These lines are the homeowner’s responsibility if the failure occurs on their property and not at the main li...
Discover comprehensive home protection with Amex Home Plus Insurance Plan. Get peace of mind with multiple safeguards for your home and its contents.
Heavy snow can collapse your roof, while frozen pipes and ice dams can cause water damage. A standard homeowners policy will generally cover these scenarios as long as you’ve taken steps to protect your home. For instance, your insurer may not cover damage from a frozen pipe if you turned...
Burst Pipes & DrainsSubsidence What The Papers Say "Frustrated insurance claimants are facing more obstacles and delays in getting their money out of insurers. Two-thirds of brokers say they have had to get tough with insurers on behalf of customers to get claims paid, according to a survey ...
This coverage provides added protection for water damage that results from failed sump pumps or backed-up drains. Identity theft recovery: If someone steals your identity and runs up your credit cards or tries to take out loans in your name, the results can be costly. While identity theft ...
Tree roots:When underground pipes become entangled in strong tree roots, they can break and collapse, leading to sewer backups. Have slow drains and unusual noises checked as soon as you discover them in time to potentially prevent tree roots from damaging your sewer system. ...
Homeowners insurance covers your house and belongings in case of events such as fires, hail, tornadoes and burst pipes. If one of these scenarios causes damage, your policy can pay to repair it. Homeowners insurance can also reimburse you for theft or vandalism of your belongings. But a homeo...
Lemonade offers several additional coverages on its home insurance policies, some of which are common among insurers and some that are not. These include: Water Backup: This provides coverage for damage that results from backed-up pipes, sump pumps, or floor drains. The source of the backup ...