So if someone steals your $1,500 bracelet and you have a $1,000 homeowners insurance deductible, you’ll get only $500 from your insurance company. Finally, filing a claim for a stolen or damaged piece of jewelry can lead to higher policy premiums. Consider this option if: You don’t ...
but only to a certain extent. Most insurers will cover jewelry up to $1500, and only if they’re stolen or lost in a covered peril, such as a fire. Most policies will not protect you from misplacement or wear and tear. If you own jewelry worth more than $1500, you’ll want to lo...
You can receive an instant jewelry insurance quote for any piece of jewelry you own or are contemplating the purchase of , using theJewelers Mutual instant quote tool. Just enter codeA01475(letter A, followed by the number 01475), along with your email (used only to contact you at your re...
JewelryLimited insurance coverage is available for jewelry stolen from your home. You may need special coverage for items like engagement rings, wedding bands or diamond bracelets. Personal liabilityCovers medical expenses or property damage to others caused by you or members of your household. It ca...
Valuable personal property coverage protects items such as expensive collections, engagement rings, watches, and other jewelry from theft, loss, or damage. How can you save money on a Erie Insurance Home Insurance home insurance policy? When you ask for a quote with Erie Insurance Home Insurance...
Lemonade offers standard home insurance policies along with add-ons like a Scheduled Property package that can provide additional financial protection for art, jewelry, musical instruments, cameras and bicycles. Swimming pool, water backup and buried utility coverage are also available for Lemonade home...
(a) We compiled two types of third-party ratings and reviews: . Many independent renters insurance evaluating sources have published their assessments of renters insurance companies. We considered 15 of these third-party sources to be reputable and well-researched. Rather than relying on a single ...
Flood insurance: While standard home policies often exclude flood damages, this insurance provides coverage for losses incurred due to flooding. Valuable items insurance: A policy for high-value possessions like jewelry, art, or antiques, ensuring they're adequately protected against loss, theft, or...
Scheduled personal articles: Additional coverage for valuable personal items, including jewelry or art. Sewer and drain water damage: Covers damage from water backing up through sumps and drains. Emergency mortgage assistance: Provide three months of mortgage payments (up to $10,000) if you’re re...
Valuable personal property (VPP) policy: This policy has no deductible and provides extra protection for high-value items such as jewelry, guns and smartwatches that are lost or accidentally damaged. This is a separate policy from your home insurance policy. Computer coverage: You can add compute...