Actuarial research has always paid attention to insurance contracts aimed at covering for damage caused by epidemics, both in the case of individuals and in the case of firms. In fact, the control and management of the health, economic and social consequences of pandemics are a problem that rec...
The first step is to get in touch with your agent who sold you the homeowners insurance. The insurance company will assign an adjuster (保险理算员), who will assess the damage and submit an estimate for review. The amount you receive will depend on the type of coverage (保险范围) you ...
His persistence was finally rewarded when theinsurancecompany agreed to pay for the damage. 保险公司同意赔偿损失,他的坚持不懈终于得到了回报。 《牛津高阶英汉双解词典》 a predatoryinsurancesalesman 敛财的保险推销员 《牛津高阶英汉双解词典》 John had taken out redundancyinsurancebut when he tried to ...
Woodpeckers, for example, can damage siding and potentially expose your home to the elements. If a bird gets inside, their feces and urine could also pose health problems, and they could damage insulation or other materials to make nests. Large wild animals: As large animals like deer and ...
Damage from water that originates inside your home, like from a burst pipe, is typically covered by homeowners insurance. When the source is from outside the house, it's more complicated: Water coming into your home from the top down — like a steady drip caused by rain — may be cover...
Which events are covered: Most homeowners policies cover your dwelling for any cause of damage that isn’t specifically excluded. Some of the most common causes of homeowners insurance claims include wind, hail, freezing, fire and lightning, according to the Insurance Information Institute [1]. Ho...
However, this method has demonstrated too much damage during earthquakes and has begun to be modified. 3. Dynamic design method. This method is based on the latest technology and is used for buildings of special importance and high-rise buildings. Most of the commercial buildings in Tokyo are ...
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Fire insurance policies provide payment for the loss of use of the property as a result of a fire. They also often provide additional living expenses if the fire caused uninhabitable conditions. Finally, they provide for damage topersonal propertyand nearby structures. Homeowners should document the...
Windstorm insurance is a special type of property-casualty insurance that protects policyholders from property damage caused by gusty events.