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Insurance Fraud 101: Key Facts to Keep You Protected For many of us, insurance seems inscrutable and unnecessarily complicated. But insurance fraud is the second most costly white-collar crime in the United States, and the victims are all of us. It’s important to know what steps to take t...
DID YOU KNOW? If a client buys a house from a real estate agent and then a month later has a fire or a leaky pipe, the client could sue the real estate agent for not pointing out the poor condition of the house. Remember, it doesn’t matter if the lawsuit has any basis or if...
Specifically, the District Court concluded that Westfield’s obligation to cover a bodily injury that “occurs during the policy period” was ambiguous because the language in Westfield’s CGL policies did not clearly identify when coverage was “triggered” when a claimant alleged repeated chemical ...
Innocent non-disclosure relates to failing to supply the information you didn't know about Deliberate non-disclosure means providing incorrect material information intentionally For example, suppose that you are unaware that your grandfather died from cancer and, therefore, you did not disclose this mat...
Did you find this article helpful? Share it! Link Copy About the author George Kamel George Kamel is the #1 national bestselling author of Breaking Free From Broke, a personal finance expert, a certified financial coach through Ramsey Financial Coach Master Training, and a nationally ...
However, when you arrive to pay the bill and collect your car, the bill includes extra fees that you did not agree to, and they won’t release your car until it is paid. How to protect yourself from insurance scams Looking for new ways to beat the system isn’t new and insurance ...
Local home insurance facts, trends and comparisons. Compare options for affordable, reliable homeowners insurance.
We hope this review gave you enough information on Ladder and its policy offerings to decide if they’re the life insurer for you. Did we leave any of your questions unanswered? If so, make sure to read the following FAQs where you’ll hopefully find the information you need. Afterward, ...
An earthquake happens, and the replacement cost is found to be $500,000. But since you did not reach the coinsurance percentage, the ratio between the insurance limit ($900,000) and the required amount based on coinsurance percentage ($1.2 million) would be less than 1 (0.75). ...