1.Types of Living Benefits Riders:There are various types of living benefits riders that can be included in a life insurance policy. Some common ones include Critical Illness Riders, Chronic Illness Riders, and Long-Term Care Riders. Each rider provides coverage for different scenarios and can of...
Review Your Current Coverage Make sure current policies are not at risk of lapsing Check designation of your beneficiaries Help determine if the right amount and type of insurance is in place for your specific needs 3 Design a Plan Help to identify insurance needs currently unmet or incorrectly ...
Long term care insurance provides coverage for assistance with daily living activities, should you need it. This includes dressing, bathing, and eating. It can cover nursing home care, assisted living facilities and in-home care. Long term care costs are expensive. In 2006, assisted living rates...
Medicare coverage doesNOT include non-medical home care hours. In the event of an unexpected injury or illness,True Freedom plans allow you to: A) Delay or avoid having to move to arehab unit/assisted living facility/nursing home? B) Receive custom home care assistance from either a licensed...
Valuable items coverage:If you have expensive valuables or heirlooms, this endorsement provides additional coverage for stolen or damaged high-value items like jewelry, artwork and electronics. Assisted living facility coverage:If you or another policyholder moves into assisted living, this endorsement pa...
Prepare for the future with our Long Term Care Insurance. This specialized insurance provides coverage for the costs associated with long-term care services, including nursing home care, assisted living, and in-home care. Our policies offer flexibility, allowing you to choose the level of coverage...
We offer flexible insurance coverage for both individual and commercial clients. From general liability coverage to a comprehensive life insurance policy, you can keep all areas of your life or business insured with us. Personalized Service As a commercial insurance agency, BFIS is passionate about...
costs are only expected to grow over time. Whilelong-term care insurance, which covers the high costs associated with long-term care, such as nursing home stays, in-home assistance or assisted living facilities, remains a popular solution for managing these expenses,qualifying can be challenging....
Assisted living facility coverage:These endorsements may help cover a loved one’s basic living expenses if they need assisted living accommodations. Ordinance or law coverage:This coverage pays for the extra construction costs to comply with local building ordinance or law codes if your home needs ...
Before you apply for life insurance, you should analyze your financial situation anddetermine how muchmoney would be required to maintain yourbeneficiaries’standard of living or to meet other financial needs for which you’re purchasing a policy. Also, consider how long you'll need coverage to ...