How much will my contractors’ insurance cost? Why choose Gallagher for contractors’ insurance? How can I find out more about contractors’ insurance? These are brief product descriptions only. Please refer to the policy documentation paying particular attention to the terms and conditions, exclusions...
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Of the 19.6 million state and local government employees in 2008, 76.2 percent were eligible to enroll in employer-sponsored health insurance coverage. This Statistical Brief focuses on state and local government enrollment rates, premiums, and employee contributions for employer-sponsored health ...
It shows that the total cost of health insurance for a family of four averages $22,030, of which the employer typically covers $12,866 and the remaining $9,144 is left in employee contributions. It notes that the employee is responsible for paying health plan premiums and out-of-pocket ...
The couple also plans on saving $35,000 to cover the average cost of four years of in-state tuition at a public university for their child. After factoring in an average funeral cost of around $7,500, the man’s insurance needs are as follows: Immediate need: $100,000 mortgage + $7...
Because employer-sponsored health insurance (ESI) is experience rated, employers have an incentive to try to offset its cost by paying lower wages to employees who have greater medical expenditures. The existing evidence on this topic, however, illustrates only that ESI is associated with lower wag...
Republican Sen. Brice Wiggins said the state's current monthly premiums for families are cost prohibitive, especially for families with single incomes. “What are we doing and what is the board doing to address this family coverage to attract teachers who have families so that they...
Professional liability insurance:Also known as errors & omissions (E&O) insurance, this covers negligence and inaccurate statements not covered by general liability insurance. Worker's compensation insurance:If your employee is hurt or gets sick as a result of their job, this can cover medical bills...
Long-term care insurance premiums can betax deductibleif the policy is tax-qualified and the policyholderitemizestax deductions, among other factors. Usually, companies that pay long-term care premiums for an employee can deduct them as a business expense.5 ...
Businesses obtain insurance policies for field-specific risks, For example, a fast-food restaurant's policy may cover an employee's injuries from cooking with a deep fryer. Medical malpractice insurance covers injury- or death-related liability claims resulting from the health care provider's neglige...