(approximately 2.5 percentage points lower), and more efficient capital position reflected in their underwriting and investmentleverage.2(See Exhibit 5.) However, these comparisons are not perfect. Mutuals differ from stock players when it comes to capital-management philosophies, cost of equity, and...
While US insurers’ existing investment portfolios may be earning substantially lower income and will likely continue to for the foreseeable future, new premiums written have been deployed into sharply higher-yielding assets. The decade-long low-rate environment has depressed investment returns as insurer...
Fosun completed its acquisition of 20% equity interest of the US specialty insurance company Ironshore, while announcing its plan to acquire the remaining 80% interest of Ironshore. If the transaction was completed successfully, the cost of Fosun's investment in Ironshore will...
While life insurance is a necessary expense, it can also be an effective wealth-building and investment strategy. By understanding how to leverage life insurance, you can maximize its potential benefits and use it as a valuable financial tool. In this guide, we will delve into the various aspe...
In this article, we dive into four trends—distribution aggregation and diversification, insurtech investment focus, life and annuities as a continued source of permanent capital, and alternative capital solutions—that will shape PE’s role in the insurance sector in the coming months and y...
(franchise value) whichcompanyrepresents the present Economicvalue of economic profitsnet worthfrom future A leveraged investment fund is an invest-ment fund which finances the purchase offinancial assets partly by fund-holders’ capitaland partly by debt (leverage).8Swiss Re: The economics of ...
s insurance directly through the real estate’s sales platform. Such partnerships could provide customers quick and easy access to insurance, as well as broaden distribution options for insurers. They also typically require a less significant investment of capital or time compared to bu...
central station or tied directly to a local police station will help lower the homeowner's annual premiums, perhaps by 5% or more. In order to obtain the discount, the homeowner must typically provide proof of central monitoring in the form of a bill or a contract to the insurance company....
We protect your investment by covering your risks including property damage, damage by the tenant, legal liability and loss of rent. Explore Pleasure Craft Insurance We not only provide specialised cover for cruising, racing and power boats, we can also advise you on limiting your risk exposures...
Bankrate Award winner for best home insurance company overall (tie) 4.1 Rating: 4.1 stars out of 5 Bankrate Score Score breakdown Auto Rating: 3.9 stars out of 5 3.9 About Bankrate Score Bankrate's take Tied for the 2024 Bankrate Award for Best Homeowners Insurance Company Overall, Allsta...