August 12th 2005 I was in a care accident. My car insurance had lapsed a week prior. The accident was my fault. The other driver of the other car hoped out and begged my not to call the police because he only had five days left on patrol. He said he would just tell his insurance...
The easiest methodto see if you’re getting a fair deal is to check your vehicle’s Kelly Blue Book value. The blue book lists the latest value of the car and you can check how much your vehicle is actually worth.
Buying car insurance is a critical part of car ownership, but not all policies are the same. Check your state-required minimum coverages, and then consider whether you need any optional coverage to make sure you're protected in the event of an accident. Shop around by requesting quotes from...
Whether the driver who crashed your car is listed on your insurance policy or not, it is vital to report the accident to your insurance provider as soon as possible. Failing to report the accident promptly could result in a denial of coverage and potential complications in the claims proce...
Immediately after the accident Stop the car as soon as possible – it's an offence not to do so. Turn off the engine. Switch the hazard lights on. Check for any injuries to yourself or your passengers. If it's a minor collision and there areno injuries, make a note of it just in...
000 for each one. Three car insurance coverage levels were used, as were credit tiers of good, fair and poor. Clean driving records, as well as records with one accident, one speeding violation, or one DUI, were also used in the calculations of certain driver archetypes. To get the ...
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It’s important to negotiate with insurance before accepting their offer if you don’t think it reflects your car’s value. Once you accept the car insurance total loss settlement in writing, the insurance company will send you a check and pick up the vehicle to salvage. Usually, this proce...
John Dilmore is an insurance editor for U.S. News & World Report. He has been on staff since 2022 covering insurance, including car insurance and pet insurance. His editing and writing is focused on helping consumers better understand insurance, including choices they face when shopping for cov...