差额保险是一种可选的汽车保险附加选项。它可以帮助您覆盖,在车辆报废、毁坏或被盗的情况下,您所需要还的车贷金额与车辆实际现金价值(Actual Cash Value)之间的“差额”。 想象一下,假设您不幸遭遇了一场事故,而且您的车已经损坏到无法被修理,必须被更换的地步了。此时,您的汽车所值的钱可能已经远低于您所需要偿...
s insurance and commercial property insurance can be quite different – simply because the considerations that go into creating your coverage are often very different – one thing is the same: you need to make a decision between “actual cash value” and “replacement costs insurance” when ...
CHAPTER 5 / FUDAMENTAL LEGAL PRINCIPLES KEY CONCEPTS AND TERMS Actual cash value (实际现金价值) :Actual cash value is defined as replacement cost less depreciation.(重置成本一折旧) Aleatory contract(射幸合同 ):Aleatory contract is a con tract where the values excha nged may not be equal but...
For most types of destroyed property insurance usually covers the actual cash value of the damaged item toward the price of a new replacement.toward 在这里如何翻译 相关知识点: 试题来源: 解析 toward 有“有助于,为了”的意思大多数骗取财产保险的方式通常是以掩盖真实的现金损失“为了(有助于)”...
Aaron R. Wegrzyn
一HistoryTherearethethreetypesofinsurancecoverage:ReplacementcostcoverageActualcashvalueExtendedreplacement一一.二.二TypesofCoverageAviationinsuranceBoilerinsuranceBuilder'sriskinsuranceCropinsuranceHomeinsuranceMarineinsuranceandmarinecargoinsuranceSuretybondinsurance一一.二.三SpecifictypesTypesofInsuranceWorldTradeCentercasePost...
英语翻译For most types of destroyed property insurance usually covers the actual cash value of the damaged item toward the price of a new replacement.toward 在这里如何翻译
Actual Cash Value (Insurance will cover)$29,200 Deductible$500 Gap Amount$4,800 Your Out of Pocket Expense$0 This example is for illustrative purposes only. Actual gap waiver calculations will vary based on specific circumstances. If you didn't opt in for gap insurance, you would be responsib...
is that the actual cash value of, for example, your sofa, is lower because of depreciation from age and use. After a covered loss, insurance policies with guaranteed replacement cost coverage often pay the actual cash value first and the recoverable depreciation later, subject to a time limit...
Actual Cash Value Actual cash value (ACV) covers the cost of the house plus the value of your belongings after deductingdepreciation(i.e., how much the items are currently worth, not how much you paid for them). Some policies may contain arecoverable depreciation clause, which allows the ow...