Roll over inherited funds into your personal, like-kind IRA. For instance, if you inherit proceeds from your late spouse's traditional IRA, you may roll over those proceeds to your own traditional IRA. RMD: Required minimum distributions are based on your age and are calculated using the IRS...
Another hurdle for beneficiaries of traditional IRAs is figuring out if the benefactor had taken his or her RMD in the year of death. If the original account owner hasn’t done this, it’s the responsibility of the beneficiary to make sure the minimum has been met. ...