以美国为例,以401K计划和IRA(Individual Retirement Account,个人退休账户)为主的养老金系统帮助许多美国人构建了退休生活的物质基础。 据富达投资的数据显示,截至2021年6月30日,美国401K账户中余额达100万美元的账户数量达到创纪录的41.2万个,IRA账户中余额达100万美元的账户数量则达到34.2万个,也创历史新高。 两个...
Roth IRA (ī′är-ā′) n. A modified individual retirement account in which a person can set aside after-tax income up to a specified amount each year. Earnings on the account are tax-free, and tax-free withdrawals may be made after age 591/2. ...
Liberty Bank’s selection of Individual Retirement Accounts (IRAs) and other investment options let you choose a path that’s right for you.
The Final Word On Stocks vs Funds Most people are better off with mutual funds or ETFs as compared to individual stocks. They are cheaper and safer once you consider all the time you save by not having to do a great deal of research that individual stock investors must do. Owning individu...
” Okay, that’s fine. Have a good time. But advocating that physicians do this, most of whom don’t know the difference between a 529 and a Roth IRA, is a huge stretch in my opinion. Third, even if you run your own fund and pick 20 or 30 stocks for it, you’re still ...