Interest rate risk can thus be controlled optimally by using of derivatives along with traditional methods, in order for banks to experience less interest rate uncertainty, and to increase their lending activities, which can result in greater returns and higher overall profitability. The present study...
Interest rate risk represents one of the key forms of financial risk faced by banks. It has given rise to an extensive body of research, mainly focused on the estimation of sensitivity of bank stock returns to changes in interest rates. However, the analysis of the sources of bank interest ...
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Using a sample of listed private banks in India, the paper quantitatively investigates the issue of leadership makeover in Indian private banks and identif
My Sep 2019 recommendation PM address each State Legislature, get all India Govt Accounting & Public Decision Making to have integrity; 16 May 2014 Advice scrap “Planning Commission”,integrate its assets with the Treasury, get the nationalised banks & RBI out of the Treasury My critical assess...
Karnataka Bank Limited and RBL Bank Limited have joined the Goods and Services Tax Network (GSTN) which now has 25 banks that facilitate GST payments. View More 21st December 2023 Through the bill, the provisions of the CGST Act are aligned with the Tribunal Reforms Act 2021 so that the ...
Indian banks are unlikely to resume significant lending to non-bank lenders and microlenders immediately, despite recent regulatory relaxations by the Reserve Bank. Asset quality is a major concern, with non-performing assets in the microfinance sector reaching an all-time high of ₹50,000 crore...
It is indeed for micro finance lenders to ensure that the flexibility provided to them in setting interest rates is used judiciously. They are expected to ensure that interest rates are transparent and not usurious. Fourth, the increased collaboration of Banks and NBFCs with FinTechs is ...
But in bond pricing, the cash flows and interest rates on those cash flows are known with certainty if the bonds are held to maturity unless the bond issuer defaults. The DDM depends on the projections about the growth rate and capitalization rates of the expected cash flows. The ...
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