Rate type:Whether you choose a fixed- or adjustable-rate loan will also come into play. Adjustable-rate loans typically have lower interest rates at the start of the loan, but they increase over time. Fixed-rate loans start with a higher rate but remain consistent for the entire loan term....
In this case, the difference in the income distribution system directly affects consumer demand by decreasing the marginal propensity to consume and indirectly affects the demand for capital investment through savings-based loans. Moreover, the decision-making of each sector adopts an adaptive mechanism...
If you find yourself struggling, don’t resort to paying your rent by credit card. Instead, look for other ways to trim your monthly expenses, such assaving money on groceriesorcutting your cable television. But you’d be wise to avoid putting yourself in such a pinch in the first place....
Evaluating bank efficiency in China, Zha et al. (2016) use dynamic two-stage slacks-based measure approach and treat non-performing loans as undesirable output of the profitability stage as well as undesirable input to the profitability stage in the subsequent time period. they explain their choic...