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Ang ilan mataas na ani nag-aalok ang mga savings account at certificate of deposit (CD) ng mga APY na higit sa 4%. Ang interes na ito sa kalaunan ay nagsisilbing "libreng pera." Kung mas maraming ipon ang naipon mo, sa kalaunan, mas maraming pera ang maaari mong kumita nang...
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Using New Zealand Household Economic Survey (HES) 2018 data, we examine the impact of direct financial market participation post-retirement on retirement income in New Zealand. Our results demonstrate the importance of post-retirement financial market pa