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Now, let’s get into the differences between bank financing and dealership, or in-house, financing. Method 1: Bank Financing If you have a good credit rating securing a used car loan through a bank or credit union might be the right choice for you. Getting a loan through your current fi...
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Dealer Financing Many dealers, especially franchised new-car dealers, offer in-house financing. While it may be branded as coming from the dealer, in most cases they are working with a bank to provide financing. A great example of this is Chrysler Financing, which is run by Santander Bank....