A.StructureoftheNon-BankFinancialSector8 B.InsuranceSector10 C.RetirementFunds15 STRESSTESTMETHODOLOGY17 A.ScopeandSampleoftheStressTest17 B.ScenariosfortheSolvencyStressTest18 C.CapitalStandardandModelingAssumptions19 STRESSTESTRESULTS–INSURANCE22