ask the credit bureau to send a corrected copy to the lender. Then you can ask the lender to reconsider your application. If however, you were denied because of a poor rating, only better spending habits and time will help you get the credit you desire. ...
If you're unable to get a student credit card, you may still be able to get a store credit card, secured card, or credit builder loan. Why Am I Getting Denied for Student Credit Cards? Card issuers typically have less rigorous borrower requirements for student credit cards. Because they'r...
Prequalified credit card offers can help you take a lot of guesswork out of the application process, allowing you to get a sense of where you stand before you apply. Checking for prequalified offers should give you some peace of mind and help you narrow your list as you try to find the ...
You Get Denied for Credit When You Should Have Been Approved A surprise denial of credit from a credit card provider or other lender could be a sign that something hinky is going on with your credit. Thieves may have already tanked your credit score by racking up lots of debt in your nam...
If the dispute is still not resolved, customers can seek legal advice and file a case. Most credit card transactions go through smoothly, but you can run into an occasional mishap. For instance, what if you buy something on sale and later see the full price charged for it on your credit...
If you were denied a line of credit between March 17 and April 6, 2022 -- for a credit card, car loan, mortgage or another line of credit -- it may have been a result of Equifax's mistake. Roughly 2.5 million credit scores were requested by mortgage lenders in that three-week window...
If you were denied the Discover It Secured Card, find out how long it takes to get your money back. Get insights into finance and credit card application processes.
The benefit of this is that the virtual card number you get can ONLY be used at that vendor. Even if a thief somehow managed to get that info they wouldn't be able use it to purchase goods or services anywhere else. Additionally, many credit card companies let y...
An easy way to check to see if you're prequalified for a credit card is to check the company's website. Provide your name, address and the last four digits of your Social Security number to see if you're prequalified.
...The crime of this century is identity theft. It is so easy to assume someone else's identity. By assuming someone else's identity you can obtain a credit card in their name, get a car loan in their name, get a mortgage or a second lien in their name, or even go to work for...