Tim Wilson of Wachovia Mortgage Corp. reports that his company accepts minimal income documentation as long as one makes a down payment of 20% or more, has a good credit report, and a highly marketable property.SmithAnneKatesKiplinger's Personal Finance...
If you just graduated and have held a job for a mere two months, don’t expect to qualify for a mortgage unless your new position directly correlates with what you studied in school. For example, if you went to medical school, and now have a job as a doctor, this might be sufficient...
Will I qualify for a mortgage if I'm SELF-EMPLOYED? 来自 EBSCO 喜欢 0 阅读量: 18 作者:Smith,Anne,Kates 摘要: The article informs about mortgage processes for self employed individuals. The tight lending standards require one to have a large credit and a substantial down payment. Otherwise,...
If you believed everything you read about your credit score, you'd think it was the most important component of your financial health. Without a good credit score and history, the experts say, it's more difficult qualify for a mortgage(按揭)or a car loan-and mo...
ait was drive until you qualify for a mortgage 它是驱动,直到您在抵押合格[translate] aYour suggestion as helpful as their 您的建议一样有用象他们[translate] aThe bedroom is a teenager's favourite piace in the house 卧室是少年的喜爱piace在房子里[translate] ...
Then, you may sometimes have an unconventional but acceptable job history to qualify for a mortgage: Example: Suppose you spent the last four years completing an accounting degree and worked a couple of temporary accounting jobs during the summer. Upon graduation, you got a full-time accounting ...
Lenders and mortgage insurers use 2 calculations to determine if you qualify for a mortgage. They use gross debt service ratioOpens in a popup. to determine the percentage of your gross annual household income required to cover your mortgage expenses, including principal, interest, property taxes ...
If you believ e d everything you r e a d about your credit score, you\ d think it was th e most important component of your financial health. Without a goo d credit scor e an d history, th e experts say, it\s mor e difficult qualify for a mortgage(按揭)or a car loan-an ...
Using a Mortgage Calculator Anchiy / Getty Images If you're looking to buy a home, it's important to understand how much you can afford to pay. A general guideline for anaffordable mortgageis one equal to roughly 200% to 250% of your gross annual income. However, the specific amount ...
Without a good credit s cor e and history, th e erperts say, it\s mor e difficult qualify for a mortgage(按揭)or a car loan-and more erpensiv e if you e approved for a loan, too, because you won\t get th e best interest rates. In many states,bad credit can even rais e ...