The first step in choosing how much homeowners insurance you need is usually doing a full assessment of your home. Insurance companies have their own metrics for assessing your home’s value and potential risk, but as an owner, it’s generally a good idea to have an overview of your home...
Renters ‘insurance, also called tenant insurance, is an insurance policy that includes some of the benefits of homeowners’ insurance but does not provide housing or structural coverage, except for minor improvements made to the structure by a tenant. It is significantly less costly than a program...
Water insurance is recommended for homeowners. This insurance covers damage caused by overflowing water from inside the building, due to defective pipework, for example. Separate glass insurance is often taken out, for example, for windows, glass ceramics, or special or expensive glazing. Sometimes,...
Lundy Lundy Soileau & South, LLPlaw firm in Lake Charles is hosting a free public meeting,Understanding Your Homeowners Insurance Policy and Meeting With Insurance Adjusters. The meeting is to help educate area homeowners cut through the red tape of hurricane Named Storm Deductibles. Learn the prop...
Homeowners insurance: Covers items you have in the car if stolen or damaged Medical insurance: Covers injuries you sustain in an accident Life insurance: Provides death benefits if you die in an accident Depending on your home state or the state where you rent the car, yourauto insurancemay ...
limit of an insurance policy is reached, and it's usually sold in increments of $1 million, up to $5 million. To purchase umbrella insurance, you'll need a minimum level of home and auto liability coverage, typically $250,000 for auto insurance and $300,000 for homeowners insurance.Here...
Homeowners should take out life insurance so that the death benefit can pay off the mortgage. Business owners and those who want to pass down a financial legacy are also advised to purchase life insurance. If an individual has accumulated enough wealth to take care of their family upon their ...
Homeowners and drivers living in hard-to-insure areas need to be on the lookout for ghost brokers, spoofed carrier websites and other types of insurance fraud. Ghost brokers are fake insurance companies that use altered contracts and forms from legitimate insurers to sell policies to customers. ...
A read through consumer websites such as Trustpilot, ConsumerAffairs and even Google’s business reviews shows that home warranty companies often frustrate homeowners with long wait times, denied claims and poor customer service. But Liberty has a relatively impressive set of customer ratings, hitting...
Does Connecticut Require Any Special Homeowners Insurance Coverage? While Connecticut law doesn’t mandate home insurance coverage, you may need more protection than a standard policy provides. For example, to protect your assets, you may need to buy personal umbrella insurance. This type of coverage...