Getting out of debt after a divorce may feel daunting, but it can be achievable with the right approach. By understanding how debt is divided, closing joint accounts and using actionable strategies like budgetin
When debt consolidation isn't worth it Consolidation isn’t a cure-all for all of your debt problems. You may still need to take steps such as seeking low-cost financial advice or lowering your living expenses. It’s also not the solution if you’re overwh...
When debt consolidation isn't worth it Consolidation isn’t a cure-all for all of your debt problems. You may still need to take steps such as seeking low-cost financial advice or lowering your living expenses. It’s also not the solution if you’re overwhelmed by debt and ...
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Debt consolidation loans are often seen as a beacon of hope for individuals struggling to manage multiple debts. The concept is simple yet powerful: take out a new loan to pay off existing debts, leaving you with a single, more manageable monthly payment. However, the process of obtaining a...
How do I find out if I’m pre-approved for a Discover® Card? What credit cards can I get with Discover? What credit score do I need to get a credit card? How can I get approval for a secured credit card? How can I help my chances of getting approved for a credit card? Key...
1. Debt consolidationDebt consolidation is one of the best reasons for taking out a personal loan. With the average personal loan interest rate just above 12 percent (compared to 21 percent average credit card rates), you could save hundreds or thousands of dollars. ...
While debt consolidation can be smart for some, it isn’t always the best option. Here are some alternative solutions that don’t require applying for a loan or balance transfer credit card: Create a budget(and stick to it!):Sometimes, all you need to get out of debt is a change in ...
What triggered your decision to start getting out of debt? I remember going to dinner with some friends one evening. While money was tight, my husband told me that I just needed to have an evening away from the kids. At the end of the meal, while most of us were using plastic to pa...
When you own a home, there's no opportunity to break a lease and there's no landlord to foot the bill when that refrigerator or heater goes on the fritz. It's a huge financial commitment and is why you need to approach buying a home with a serious plan for how you'll pay for all...