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Having bad credit can be a major obstacle when you’re in need of financial assistance. It can make it challenging to obtain a loan, especially when you need a substantial amount like $3000. However, don’t lose hope just yet. Despite the difficulties, there are options available for getti...
You’ll need good or excellent credit (690 credit score or higher) to qualify. » MORE: NerdWallet’s picks for the best balance transfer cards Get a fixed-rate debt consolidation loan With a debt consolidation loan, you use the money from the loan to pay off your debts, then pay ...
Using a personal loan instead of a payday loan may save you hundreds of dollars on interest charges if you need some extra cash before your next paycheck. Personal loans also give you more time to repay the balance, with terms generally ranging from 12 to 84 months. Payday loans have sh...
To qualify for these longer interest-free periods, you will most likely need to have good or excellent credit, but there are options available for fair credit as well. Citi Simplicity® Card CNBC Select rating 4.3 Learn More On Citi's secure site Spotlight Receive a 0% Intro APR for ...
Having bad credit doesn't mean you can't qualify for a debt consolidation loan to pay unpaid bills. It just makes approval more difficult and increases the need for collateral. Credit scores are numbers ranging from 350 to 850, according to Privacy Rights Clearinghouse, a nonprofit consumer inf...
Do you need money now? Fortunately, there are several ways to get money quickly. The ideas listed below may help you get money as soon as today or within a week or two. Sometimes, a loan seems like the best option, but I encourage you to look through the list and figure out which ...
Alternative Options for Business Funding with Low Credit Scores Conclusion Introduction When starting or expanding a business, obtaining a loan is often necessary to cover expenses such as inventory, equipment, or hiring new staff. However, before applying for a business loan, it’s important to un...
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It's easy to feel overwhelmed when you have years of back taxes you need to file, but we're here to help. Before you file your back taxes, learn how to gather old tax documents, which forms to complete, and how to minimize penalties and interest. If you'