How does one qualify for Apple Credit? I need a MacBook Pro on credit 3 years ago 227 1 I have credit score of 850 and was denied cc why What do you need to get a cc Thur Apple I have score of 850 3 years ago 180 1 10 replies Sort By: Rank Page content loadedUser profi...
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Experianand TransUnion – all keep financial information about you that can be used to calculate a score for you in slightly different ways. But if you have no credit score with one, it’s likely that this will be the case with the others, because the three agencies hold...
If I have a great credit score (800+) could I get a bunch of credit cards, max them all out, and then just declare bankruptcy and never have to pay for the things I bought on credit? Is it true that only a third of Ame...
Your credit cards directly impact your credit score in a few different ways. Here’s a look at the different factors that go into the overall makeup of your FICO score—the most widely used credit-scoring model. Payment history: Issuers like to see that you have a record of making on-...
When you're in the market for a new credit card, it's worth considering the short- and long-term impact that adding a new one could have on your credit score. While doing so won't automatically make it go up or down, what happens next largely depends on the type of credit card use...
Welcome to the world of credit scores and credit cards! If you’re reading this, chances are you’re looking for a credit card but have a credit score of 600. Thankfully, having a 600 credit score doesn’t mean you’re completely out of luck when it comes to credit card options. ...
It’s advisable to check your FICO score six months before a major purchase. You Don’t Really Have to Know It Your FICO score is a great way to quickly gauge the condition of your credit, but it’s nothing more than a reflection of your credit reports, which you can get for free ...
credit you use—is 90%. Where credit scores are concerned, a high credit utilization ratio will impair your credit score.2It may not seem fair—if you have just one card and pay it off in full and on time every month, why should you be penalized for using most of your credit limit?
If you want to improve your credit score or reduce the amount of interest you owe, you could benefit from paying off your credit card bill early. Getty Images With a credit card, you can earn rewards, pay for travel, and enjoy other benefits. Having a credit card, however, can be ...