抵抗通货膨胀利器,I bonds (Series I bounds)年利率是7.12%,预计下半年超9.62%#美国生活 #美联储 #心安会计 #美联储加息 #海外生活 - 纽约心安会计于20220425发布在抖音,已经收获了266个喜欢,来抖音,记录美好生活!
美国I Bonds,为何抢? 今年,通货膨胀成为了一个热门话题,大家都在寻找抵御其影响的方法。在美国,有一种由联邦政府发行的债券产品备受低风险投资者的青睐,它就是Series I Savings Bonds,简称I Bonds。 🌟 I Bonds的特点: 安全性:由美国联邦政府发行,违约风险极低。 期限:30年期。 利率:每六个月根据通货膨胀率...
I Bonds,全称Series I Savings Bonds,是美国财政部发行的对抗通货膨胀的储蓄债券。它们的收益由固定收益和一个基于通货膨胀的半年度利率组成。具体的计算方法可以参考图3(源自TreasuryDirect官网)。2⃣️ 购买时机 I Bonds的利率每年在5月和11月进行调整。如果你预期未来的通货膨胀率会上升,可以准备好资金等待新利...
More about Series I Bonds:More about Series I Bonds: When the inflation rate is less than zero, a bond's earnings rate is less than its fixed rate (but the earnings rate is never less than zero). Historical CPI-U Table - More about I-Bonds The fixed rate applies for the 30-year...
The U.S. Department of the Treasury announced Series I bonds will pay 5.27% annual interest from Nov. 1 through April 2024, up from the4.3% annual rateoffered since May. Tied to inflation, investors can claim 5.27% for six months — the fourth-highest I bond rate since 1998 — by purc...
If you’re looking for an investment with a high interest rate, inflation protection and the safety of government backing, then Series I bonds could be an attractive investment.
2022年,I Bonds(美国国债系列I储蓄债券)风光无限,但仅仅过去一年多,情况就发生了变化。随着通胀数据的下降,继续持有I Bonds可能不再是最佳选择。因此,我们在8月后赎回了手中的所有I Bonds。之所以选择在8月后赎回,是因为I Bonds持有时间小于5年内赎回的话,最后3个月的利息会被没收。所以在5月新利率调整为4.3%...
I bonds had exploded in popularity in recent years as they are a very safe investment that have offered a strong guaranteed rate of return from the U.S. Treasury. Comparatively safe bank investments, meanwhile, were offering paltry interest rates until late 2022. That has changed, but there ...
北京时间30日晚，美国财政部周二宣布，从2024年5月1日至10月，I系列债券（Series I Savings Bonds）将支付4.28%的年利息。最新的I债券与通货膨胀挂钩，其利率低于自11月以来提供的5.27%的年利率，略低于2023年5月发行同类债券的年利率4.3%。目前的I系列债券所有者也将看到他们的利率调整，这取决于他们购买资产...
Series I Bonds, also known as I Bonds, are a type of savings bond issued by the U.S. Treasury that offer investors a unique combination of safety and protection against inflation. These bonds are considered among the most low-risk investments available, as they are backed by the full faith...