I bond interest rates are a combination of a fixed rate (which you get for the life of the bond) and a variable rate that changes every 6 months. Fixed and variable rates are announced every 6 months (on May 1 and November 1). The current I bond rate for bonds issues between Novembe...
The new rate is down from7.12% in November 2021and a record9.72% in May 2022amid soaring inflation. The annual rate fell to6.89% in November 2022. You can buy I bonds online throughTreasuryDirect, with a $10,000 per calendar year limit for individuals. You can also purchase an extra $...
But what has an even bigger impact this cycle is that anyone buying a new I bond between November 2023 and May 2024 will receive a fixed-rate component of 1.30%.2That is notably higher than the 0.00% fixed rate assigned to I bonds purchased last year, and explains why new I b...
"The composite rate for Series I Savings Bonds is a combination of a fixed rate, which applies for the 30-year life of the bond, and the semiannual inflation rate. The 3.11% composite rate for I bonds issued from November 2024 through April 2025 applies for the first six months after the...
On Friday, April 28, the U.S. Treasury Department surprised many by announcing that I bonds issued from May 2023 through October 2023 will earn an interest rate of 4.3%, compared to the previous rate of 6.89%. This announcement came three days earlier th
Series I savings bonds, or I bonds, purchased through October 2024, will earn 4.28%, TreasuryDirect® announced May 1, 2024. This rate includes an inflation component of 2.96% annualized and a fixed rate of 1.30%, with the latter remaining constant thr
5.27% is the composite interest rate for I bonds issued November 1, 2023 to April 30, 2024. This includes a fixed rate portion of 1.30%.1Inflation adjustments are made 2x each year, on May 1 and November 1. Are I Bonds Good Investments?
The initial interest rate on I bonds rose to 9.62% in 2022 as inflation hit 40-year highs, but has since fallen to 4.28% as of May 2024. I bonds have a $10,000 maximum investment, and the rate is only guaranteed for the first six months you own them. Series I savings bonds—somet...
The iShares® iBonds® Dec 2025 Term Corporate ETF seeks to track the investment results of an index composed of U.S. dollar-denominated, investment-grade corporate bonds maturing in 2025.This Fund is covered by U.S. Patent Nos. 8,438,100 and 8,655,7
Learn how to invest in inflation-indexed bonds and protect your savings against inflation using TIPS and I Bonds.