I bond interest rates are a combination of a fixed rate (which you get for the life of the bond) and a variable rate that changes every 6 months. Fixed and variable rates are announced every 6 months (on May 1 and November 1). The current I bond rate for bonds issues between Novembe...
Another key advantage of I Bonds is their ability to protect purchasing power against inflation. The variable inflation rate component of the bond's interest rate is adjusted semi-annually based on changes in the CPI. This means that as inflation rises, the interest rate on I Bonds also increa...
November 2022 rates officially announced.May 2022 rate confirmed at 9.62%.11/1/2022 press release. The variable inflation-indexed rate for I bonds bought from November 2022 through April 2023 will indeed be 6.48% as predicted. Every single I bond will also earn this rate eventually for 6 mont...
An abundance of evidence has shown that the total returns of equities have exceeded those of (government) bonds over various long-run periods since the beginning of the twentieth century—both in the United States (Ibbotson & Sinquefield 1976; Siegel 1994, 2022) and in the rest of the world ...
Alternative ETFs in the ETF Database High Yield Bonds Category TypeSymbolExpense RatioAssetsAvg. Daily VolYTD Return CheapestSCYB0.03%$739.2 M343,8057.88% Largest (AUM)USHY0.08%$19.2 B12 M8.59% Most Liquid (Volume)USHY0.08%$19.2 B12 M8.59% ...
2023-02-28 07:05:14 Hi Rick, It has less to do with how much of your Traditional IRA you are using, and more to do with how much of your total liquid assets you are using. By "liquid assets," the insurance companies mean IRAs, 401ks, checking, savings, CDs, stocks, bonds, mutu...
Today at Ping An China's 2023 annual results conference, Fu Xin, deputy general manager of Ping An Group of China, said that Ping An's dividend policy is very stable. The dividend ratio has been increasing for the past 12 years, and Ping An's dividend ratio has a competitive advantage ...
Investors should also keep an eye on bonds which typically perform well during an interest-rate easing cycle. Although experts still expect the Federal Reserve to chip away at interest rates in 2025, there’s ongoing debate about the magnitude or frequency of potential interest rate cuts. Nonethel...
That's where my Sandy analogy comes in. The approach I take to income planning is that a well-diversified portfolio should maintain its core holdings in stocks and bonds while including an allocation to annuities for income protection or income "insurance". ...
As I discuss in detail in today’s post, economic metrics seem to be unraveling fast, stocks are selling off, and bonds are getting bought—with the 2-10 yield curve now “un-inverted” (10-year yield exceeds the 2-year). So, let’s get moving on rate normalization. After all, ...