This article has been updated to reflect the current new Series I bond rates for November, 2024 to May, 2025 period.The new I bond rate has been set at a composite 3.11% (down from 4.28% APR in the prior 6-month period). Due to a declining inflation rate, this current rate has dip...
The latest annualized inflation-adjusted rate of 2.96% was determined based on the increase in the CPI-U from 307.789 in September 2023 to 312.332 in March 2024, reflecting a six-month change of 1.48%. The Treasury’s formula for calculating an I bond’s overall composite rate ...
The U.S. Department of the Treasury announced Series I bonds will pay 5.27% annual interest from Nov. 1 through April 2024, up from the4.3% annual rateoffered since May. Tied to inflation, investors can claim 5.27% for six months — the fourth-highest I bond rate since 1998 — by purc...
The latest inflation-adjusted rate of 3.38% annualized was determined based on the increase in the CPI-U from 296.808 in September 2022 to 301.836 in March 2023, resulting in a six-month change of 1.69%. The Treasury’s formula to calculate an I bond’s overall compos...
November 2024 through April 2025. I bond fixed rates are determined each May 1 and November 1. Each fixed rate applies to all I-bonds issued in the six months following the rate determination. "The composite rate for Series I Savings Bonds is a combination of a fixed rate, which ...
the variable component of interest rate for the next 6 month cycle will be6.48%. You add the fixed and variable rates to get the total interest rate. The fixed rate hasn’t been above 0.50% in over a decade, but if you have an older savings bond, your fixed rate may be up to 3.60...
All data is from MSCI ESG Fund Ratings as of Dec 21, 2024, based on holdings as of Nov 30, 2024. As such, the fund’s sustainable characteristics may differ from MSCI ESG Fund Ratings from time to time. To be included in MSCI ESG Fund Ratings, 65% (or 50% for bond funds and mo...
When to Purchase an I Bond The U.S. Treasury changes the inflation rate component of I bonds every May and November. Since that rate is based on CPI-U inflation rate for the previous six months, investors can estimate what the new inflation rate component will be several weeks before it ...
Series I bonds earn a fixed interest rate for the life of the bond and a variable inflation rate that is adjusted each May and November—very different from a traditionalsavings account. These bonds have a 20-year initial maturity with a 10-year extended period for a total of 30 years. ...
The Two Big Perks of Moving I Bond Money to a CD If you've held your I bond for at least a year, you're free to cash it in at any time.2And if your current rate is only in the 2%–3% range—and likely moving lower soon—it's a smart time to move the mon...