This article has been updated to reflect the current new Series I bond rates for November, 2024 to May, 2025 period.The new I bond rate has been set at a composite 3.11% (down from 4.28% APR in the prior 6-month period). Due to a declining inflation rate, this current rate has dip...
The latest inflation-adjusted rate of 3.38% annualized was determined based on the increase in the CPI-U from 296.808 in September 2022 to 301.836 in March 2023, resulting in a six-month change of 1.69%. The Treasury’s formula to calculate an I bond’s overall composite ...
Starting in May 2023, Series I bonds will earna minimum interest rateof 3.38% according tonewly released U.S. inflation data. While this is good compared tohistorical bond performances, some investors may find it underwhelming compared to more recent ...
The inflation rate varies over the life of the bond. It resets every six months, also on May 1 and November 1, based on the Consumer Price Index for All Urban Consumers (CPI-U), meaning that it increases when inflation is high and decreases when inflation is low. As of November 2023,...
The Treasury adjusts I bond rates every May and November, and there aretwo partsto I bond yields: a variable and fixed portion. The variable rate moves every six months based oninflation, and the Treasury canchange the fixed rateevery six months, but that doesn't always happen. ...
November 2022 rates officially announced.May 2022 rate confirmed at 9.62%.11/1/2022 press release. The variable inflation-indexed rate for I bonds bought from November 2022 through April 2023 will indeed be 6.48% as predicted. Every single I bond will also earn this rate eventually for 6 mont...
A Series I bond is a bond issued by the U.S. federal government that earns interest in two ways: a fixed rate and a variable rate that is adjusted twice a year based on the inflation rate. As inflation rises or falls, that variable rate is changed to offset it, protecting the money...
Category Archives:I Bond U.S. inflation rose 0.4% in December, higher than expected Posted onJanuary 15, 2025byTipswatch By David Enna, Tipswatch.com The December inflation report issued this morning by the Bureau of Labor Statistics can be viewed only one way: U.S. inflation is not yet...
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In addition to the fixed interest rate, the variable rate is announced twice a year in May and November and is determined by changes to the Consumer Price Index (CPI), which is used to gauge inflation in the U.S. economy. The change in the inflation rate is applied to the bond every ...