HMO plans A Medicare health maintenance organization (HMO) generally requires that you use a specific network of doctors and hospitals. You may need a referral from your primary doctor in order to see a specialist, and out-of-network benefits are usually very limited. HMO-POS plans HMO point...
Now, January 1, 2023 my doctor orders an echo cardio gram, I received a call from the doctors office that my doctor is not on the plan and that if I continue with this order I will have to pay out of pocket I said, no ma'am Humana ensured me that you all are on my plan, ...