Humana Gold Plus (HMO-POS) Monthly premium: $0. Deductible: $525. Out-of-pocket max: $3,000 in-network. Copays: Primary care: $0. Specialist: $15. Emergency care: $140. Inpatient hospital: $295.** Dental allowance: $1,000. Humana USAA Honor Giveback (PPO) Monthly premium: $0....