The article focuses on the introduction of Humana's SmartResults health care cost containment agreement among Humana, insurance brokers, and employers and their employees. It is offered to employers that have 300 or more employees. The employers select from an annual maximum increase of claims-cost...
Instead of having fixed employee co-payments, the employer contributes at a fixed level for each group of drugs in Humana's RxImpact plan. An employee's contribution to drug costs depends on w...