一般而言，借记卡不具备透支功能。然而，如果你与银行关系良好，账户活跃，资金流动顺畅，银行可能会通过信件通知你，给予一定的透支额度。此外，若透支金额不大，如100镑之内，银行可能先将款项记账，随后通知你补足余额及支付利息。但这种情况发生的概率较低。
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英国的有些借记卡也是可以透支的，能不能透支银行说了算，和卡的性质没有关系。银行愿意提供透支服务，那就是可以透支。例如英国的natwest学生卡就 可以透支1000镑。具体你看银行关于卡片的介绍，不清楚就去银行的information问问。
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因为银行卡系统的IT要跟商户/POS的收单行对过账，确认没有冲销交易才最后记账。有时候这个时间可能跨过...
另外再就是一些开办所有汇丰XX都通用的地方:通用:1.开办完PassportXX,1周后银行会给你邮寄HSBCVisadebitcard〔visa借记卡〕〔如果是passport账户,因为刚来英国还没有确定的住址,所以通常银行都是让你到他们那里取,而不是邮寄到你家里〕,能够方便的从ATM机取款刷卡网上购物〔全无手续费〕。2.再过几天后,银行会给...
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