The HSA is available to individuals or families covered by a high deductible health plan (HDHP) and the HDHP premiums are also deductible. However, because the deductions may not offset payroll taxes unless the contributions are made through a Section 125 salary reduction cafeteria plan and ...
HSA accounts are not available to all Americans. You’ll need an insurance plan that's termed ahigh-deductible health plan(HDHP) to be eligible. The minimums change every year, so you’ll want to check the latest stats before contributing. These are the rules for an HDHP for 2022: If...