which takes into account the resting heart rate and can better match individual training requirements. Heart rate reserve refers to the range of heart rate that can be reached during exercise, defined as the maximum heart rate reached during exercise minus your resting heart rate. Equation for ...
How to create your own financial independence plan to escape the rat race and live on a beach and/or watch daytime TV, to suit!
Computer Scientist.This is a catchall for any of the work-at-home jobs below. Use it in the job search websites to get more options.—$109,075 UX Designer & UI Developer.Design the user experience or interface for sites and apps. You’ll need to hunt to find remote positions.—$97,...
Therefore, although a reduction in birth may be observed, an improvement in the inhabitants’ quality of life must be ensured. To achieve this, the population should have the necessary resources, such as food, energy, and water. With regards to the effects of global warming, severe weather ...
Equity is a common mortgage term that refers to how much ownership in your home you can access. Your equity is determined by the appraised value of your home minus the outstanding balance on your mortgage. Here’s a simple example using a 20% down payment: You buy a $400,000 home, usi...
Using a new dataset that contains actual firm-, year-, and currency-specific exposure before and after hedging of a firm, we relate to the latter topic and evaluate how firms manage FX exposure and whether firms decrease or increase FX exposure using derivatives. The latter question is of par...
When the monthly retail sales reports are consecutively on the rise, it means the economy—and the people who work in it and fuel its growth—is robust. When the reverse is true, it could be time to brace for unemployment and business closings if a deep recessionary period ensues. How is...
There’s only one way to win the jackpot. Therefore, the odds in favor of winning the grand prize are expressed in the following way: Odds of winning the grand prize = 1 / (13,983,816 minus 1) So the odds of winning the jackpot are expressed as 1 is to 13,983,815. The table...
When you take out a second mortgage, you borrow against the equity you’ve built up in your home. Equity refers to the amount of the home you own outright, as opposed to the amount you still owe; in other words, the difference between the value of your home and the remaining balance ...
So when you are suddenly presented with a site that asks only for your username, things come to a halt. It turns out that in this case the provider had implemented a technology that uses pictures to identify the site to users in an attempt to prevent phishing attacks. As it goes, when...