This guide takes you through the steps of how to use a credit card wisely so you can reap the benefits while you avoid the things that couldlower your credit score, make it more difficult to earn credit card rewards or lead you on a path toward credit card debt. ...
Should you consider a no-annual-fee credit card or transfer your outstanding balance to a balance transfer card with a zero percent intro APR period? Once you understand what your credit card statement is telling you, you can use that information to make positive changes in how you shop, ...
A 0% introductory APR on a credit card can save you money if you use it responsibly. Here's what you need to know about how this offer works.
Student loan rehabilitation may be a good option if you've defaulted on your federal student loans, but you can use it only once.
To avoid overdraft fees, make sure you’re wiselymanaging your checking account. “Keep good records of your bank balance and avoid large, irregular transactions that could potentially bring your balance below zero,” Wang says. He also highly recommends creating a budget if you don’t already ...
Many balance transfer cards offer an introductory APR.Check the interest rates on the cards or loans you’re considering paying off to get a better idea how a balance transfer credit card might help you. If you have an introductory APR, you’ll pay that introductory rate on your transferred...
The Loan Simulator also shows you how each plan would affect you if you're enrolled in PSLF and will flag whether a certain repayment plan is a good option for those seeking to use this forgiveness program. You can also explore whether consolidating your student loans might be a good move....
Select reviews the ins and outs of 0% APR credit cards, when to apply for one and how to use them wisely to avoid interest on new purchases and debt.
How is credit card interest calculated? Calculating your exact APR can be difficult. Ourcredit card interest calculatorcan give you a broad picture of the interest you have to pay on your balance and how long it is likely to take to pay off. Look at your card’s terms and conditions to...
Lenders may be more likely to give you additional credit if you show a history of responsible credit use. By practicing good credit habits, such as paying bills on time and keeping balances low across all your loans, you can show lenders that you’ll likely use a credit increase wisely. ...