While some financial experts see extra tax withholding as a negative thing, it doesn't have to be. "I really don't have a strong opinion about some people who treat their tax refund as a forced savings," says Tom O'Saben, director of tax content and government relations at the National...
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Safe Harbor Accounting Method to Simplify Tax Returns Typically, theInternal Revenue Service(IRS) requires taxpayers to treat remodels as capitalized improvements, the value of which generally must be claimed slowly over a long period of time. However, restaurants and retailers often remodel their fac...
Commit to the task. Focus on doing, not avoiding. Write down the tasks that you need to complete, and specify a time for doing them. This will help you to proactively tackle your work. Promise yourself a reward. If you complete a difficult task on time, reward yourself with a treat, ...
treatment as awards from the federal government. For example, if you receive a grant from your state that you don’t repay, you treat it just like a Pell grant, which requires you to use the funds a certain way. All state-sponsored student loans are excluded from your...
Treat each person fairly. Give everyone the time and opportunity to present their own perspective and to respond to any criticism. It's vital that all parties can state their case and are listened to. Step in When Needed Don't allow individuals to hijack the conversation or to dominate more...
Now, let’s dive into the various steps involved in starting your own insurance agency. Whether you are a seasoned professional looking to venture into entrepreneurship or a newcomer to the finance industry, this guide will equip you with the tools and insights to successfully launch your own in...
How to tell if a hotel is “green”? Don’t just rely on an accommodation’s claim that they’re eco-friendly, though. Many hotels have cottoned on to the fact that guests hold accommodations to higher standards these days. Sadly, some use the “eco” tag as a marketing ploy – with...
insurers, often treat reinsurance as a form of capital. This is because a reinsurance treaty allows a ceding company to shift a portion of its risk off of itsbalance sheetand onto the reinsurer's, thus reducing the amount of capital it may have to employ in the case of a claim. ...
As someone who kickstarted the modern-day FIRE movement in 2009, I believe it'sbetter to retire early than to retire rich. If you retire early, you will inevitably wonder how you plan to pay for expensive health insurance. The answer is by getting your income low e...