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Some items don't have a monetary value attached to them, but they are priceless to those who own them. When it comes to insuring them, the simple truth is the insurance company will replace up to its declared market value if it's a replaceable item. But if it's something like family...
This will bring low salaries up to market levels and equalize potentially discriminatory pay gaps. Provide more benefits: If analysis uncovers variations in health insurance or time-off perks, correct them. Implement consistent benefits policies across the board and avoid improvising packages wherever ...
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Seal gaps in exterior walls with fire-resistant caulk or foam. » MORE: Wildfire insurance: What you need to know Wind Your roof is one of your first lines of defense against a hurricane, tornado or other windstorm. So when it comes time to get a new one, “I would ask people to ...
However, if you come up with something truly unique, consider patenting an idea to protect your business. As you narrow down your business concept, here are some qualities to prioritize: Simple and clear –A good business concept should be easy to understand and explain to others. Unique –A...
Bankrate is always editorially independent.To help readers understand how insurance affects their finances, we have licensed insurance professionals on staff who have spent a combined 47 years in the auto, home and life insurance industries. While we adhere to stricteditorial integrity, this post may...
Avoid Gaps in Insurance Coverage if You Lose Your Job If you lose your job, you usually lose your employer's health insurance, too. But there are several ways stay covered. If your employer has 20 or more employees, you can continue your employer's coverage for up to 18 months after yo...
If you’re self-employed, have an unstable income or are the sole provider in your household, aim for nine to twelve months’ worth of expenses to cover any gaps caused by income fluctuations or unexpected emergencies. To determine how much you need to save, add up your total costs per ...
Take the next steps to help grow your business at principal.com/benefits. This priority holds true across industries, including competitive sectors such as information technology and cybersecurity. “When businesses can train existing employees in areas with skills gaps, they can meet their needs...