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This is particularly useful for couples and is, essentially, a current account from which your household bills, including mortgage or rent, are paid. Many people find it helpful to set up a direct debit on payday to transfer enough money to cover these things from their standard current accoun...
Many insurance experts agree that term life is all most people need to meet their life insurance needs. However, an insurance representative can talk you through your options and help you decide what is best for you if you want something else. Your life insurance rates depend on your unique ...
The Social Security trust fund for retirement and disability benefits is expected to be depleted around 2035 because the benefits being paid out are greater than the payroll taxes coming in. But Kotlikoff and Savage argue that clawing back money from the elderly and ...
If any of the above happens to a named beneficiary, a chosen representative, or an appointed guardian, you should take steps to ensure your estate plan is current. After considering these estate planning basics, you'll be ready to move forward with getting your affairs in order. If you're...
If you’re looking to move for free, options are limited. However, there are ways to find affordable movers and relocation services.
So, instead of writing “The company prohibits discrimination and harassment in the workplace based on race, color, religion, gender, sexual orientation, age, or disability,” you could write “We don’t tolerate unfair treatment or bullying at work. That means nobody should be treated differen...
If someone is already working in the insurance industry as an independent insurance adjuster, a staff claims representative, an examiner, a public adjuster, or anyone else looking to move up in the insurance industry, the AIC certification may also help. ...
Passing the Series 66 exam licenses financial professionals to carry out work as an investment advisor representative (IAR) or securities agent with state-level authority. With the Series 66 license, financial professionals can legally act in the capacity of investment advisors or wealth/asset managers...