However, your home insurance company may also direct you to your local agent and have you fill out a paper form. Regardless, you should be quick and thorough in filling out the required claims form. 7. Schedule an Inspection After you submit the claim form, the insurance company will ...
This section of an insurance contract specifies what the insurance company may pay out to you for an eligible claim, as well as what you may pay to the insurer for a deductible. How these sections of an insurance contract are structured often depends on whether you have an indemnity or non...
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Senior home care agencies and all home health care providers, on the other hand, must hire caregivers as employees and pay their payroll taxes and worker’s compensation insurance for any injuries that occur on the job. This is why it can be helpful to hire through a third-party assisted ...
A SCORE counselor since 2005, Gray Poehler owned and operated an independent insurance agency with 20 employees and two locations. He has earned the Certified Insurance Counselor designation and is familiar with both personal and commercial property and casualty insurance. Areas of expertise include: ...
“Basically, the federal government put this in place to help protect retirement assets, so there's not as much risk of people losing these assets,” Henderson said. Related: What Happens to My Pension if My Company Goes Bankrupt? What Does ERISA Mean for Your Retirement Benefits? The law ...
Navigating Insurance Negotiations and Litigation Dealing with insurance companies is difficult, as they often aim to minimize payouts. An experienced attorney can effectively negotiate with these companies, avoiding common pitfalls and lowball offers. Additionally, if a fair settlement cannot be r...
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Not every business needs every type of insurance. If you’re a business of one and work from home as an accountant, it may be wise to get professional liability coverage but unnecessary to buy workers’ compensation insurance. Alternatively, some types of businesses have greater risk baked into...
However, the SECURE Act removed some of the legal risks for annuity providers, such as insurance companies, placing limits on when an account holder can sue the provider if they fail to make the annuity payments. Also, the Act eliminated thestretch provisionfor beneficiaries of inherited retiremen...