Typically, an RESP account is opened by parents. But it can be opened by other people as well, like a grandparent. When you deposit money into an RESP, the government may also contribute to it, with a Canada Education Savings Grant to a maximum of $7,200 per beneficiary.1 How to wit...
How to open an RESP? Here are two of the more popular ways to invest with a RESP: 1.Regular RESP Account:Regular RESP accounts can be opened with your bank or financial institution (FI) and can be managed by a advisor. The investments you can hold in your RESP will depend on the ty...
An RESP is a tax-free investment account that helps parents and families save for a child’s post-secondary education. Written By Siddhi Bagwe Edited By Beth Buczynski Post-secondary education can be expensive, which is why many Canadians start a registered education savings plan (RESP) to ...
An RESP is designed to help you save for a child's post-secondary education. Any money deposited into this plan will grow tax deferred Diversification Having a diversified portfolio means having a variety of investments. This reduces the overall investment risk. Think of it as the opposite of ...
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Post-secondary education costs continue to rise, but an RESP can help defray the costs, especially when supplemented with a CESG. Any bank or financial institution in Canada can help start your RESP. With careful saving, your student's academic career may be more attainable than you once thoug...