4 Your Insurance Claim: A Call to Action 5 Documentation 6 Correspondence 7 Handling Phone Calls 8 Understanding Your Policy - Your Contract With Your Insurance Company 9 Your Deductible 10 Your Coverage 11 How to File Your Claim 12 Your Duties after Loss 13 Duties of Your Insurance Company ...
Once you settle on a business structure, it’s time to legally open your business. Keep in mind that requirements – and costs – associated with forming your business vary by state. File with your local jurisdiction If you’re going to operate as a sole proprietorship or partnership, check...
There might be more room for negotiations if your car was deemed a “total loss” by the insurance company, meaning it’s less expensive for them to pay the book value of the vehicle rather than make repairs. You might have to go back and forth with the adjuster over the car’s value...
Once your application is approved, and the terms of the policy are established with your insurance company, you will pay a monthly or yearly premium to maintain life insurance coverage. Your insurer is generally not allowed to stop providing coverage after a policy is issued, even if your healt...
Liability claims are nothing more than a negotiation between two parties.You need to be able to expose your strong points and downplay your weak ones. The other party (usually an insurance company) will do just the opposite. The first step in how to settle an auto liability claim and deman...
How truck accident cases settle In the days after the accident, you will be approached by the insurance adjuster for the trucker or trucking company. He or she will make an initial settlement offer. This offer is made to seem like it is a good deal. However, it often only covers your ...
The best time to become familiar with how your partner handles money is early in the relationship. You and your significant other share all sorts of wonderful things, including love, family and intimacy. But that means you also get to share the not-so-romantic things, including debt, budgets...
Obviously you’re going to want to do a walk-through of the house to make sure that the toilet works, there isn’t any mold, etc., but what else do you need to really consider in China? Location, Location, Location As with property anywhere in the world, location plays the biggest ...
If you haven't already—or it's been a while—sit down with your paystubs and bills for the month. This will give you the chance to see how much you're spending on essentials (think: housing costs, groceries, insurance, debt repayment) versus what you pay for nice-to-haves, like ...
A loss adjustment expense is a cost that insurance companies shoulder to investigate and settle insurance claims. Although loss adjustment expenses cut into an insurance company’s bottom line, they're incurred to avoid fraudulent claims. There are two types of loss adjustment expenses—allocated and...